For U.S. based Shopify brands spending at least $10K a month on ads:
Never Let One Big Bill Slow Your Growth Again
Olina pays your largest ecommerce expenses upfront, then turns what you owe into small daily payments, keeping more cash in your business to spend on ads, inventory and growth.
Limited spaces | Demo with Olina’s founder | No obligation
Trusted by Fast-Growing Ecommerce Brands
DTC HERITAGE APPAREL 
EVERYDAY CARRY GEAR We’ve Removed the 3 Biggest Payment Hurdles Holding Back Growing Ecommerce Brands
- 01 Unpredictable Bills Hitting in Big Lumps
- 02 Cash Sitting Idle Instead of Funding Growth
- 03 Card Limits Shutting Down Winning Ads
Introducing
The Olina Drip™
The Olina Drip™ pays your largest ecommerce expenses upfront, then turns what you owe into small daily payments. Competitors may offer rewards or more time to pay, but you can still end up facing one large payment. Olina changes the shape of the payment itself, so instead of tens of thousands leaving your account in one hit, smaller amounts leave each day, keeping more cash in your business to fund ads, inventory and growth.
Limited spaces | Demo with Olina’s founder | No obligation
Three Ways to Put Your Biggest Bills
on the Olina Drip™
1. The Ad Flex Card
Let Your Ad Spend Pay Down as Revenue Comes In
With the Olina Flex Card, you choose a percentage of daily revenue to pay toward your ad spend. Strong sales day? More gets paid down. Slower day? Less does.
And if there’s still a balance after 30 days, you get an additional 45 days to pay the rest, interest-free.
So instead of facing one large statement payment, your ad spend gets paid down in step with your revenue, giving you more room to keep profitable campaigns running and scale them while they’re working.
2. Ad Invoices
Turn One Large Ad Invoice Into 45 Daily Payments
When your Meta or Google invoice arrives, send it to us and we pay it in full. You then repay what you owe in 45 equal daily payments.
So a $45,000 invoice becomes $1,000 a day instead of one $45,000 hit.
That means more of your cash stays available in the business, where you can use it to keep scaling ads, generating revenue or ordering inventory.
3. Budget Bills
Turn Unpredictable Bills Into One Predictable Daily Payment
3PL, freight and inventory bills can land at any time and in any amount, making it difficult to know how much cash you actually have available.
With Budget Billing, you choose what you expect to spend each month. Olina turns that into one flat daily payment, then pays the bills whenever they arrive.
So instead of getting hit with $31,000 one week and $27,000 the next, a $75,000 monthly budget becomes one predictable daily amount.
FIG. 03
The Olina Drip™ Could Save You $1,000s a Year
Olina clients have switched from paying 3%–4% convenience fees elsewhere to around 2% with Olina. On $100,000 of bills a month, dropping from 3% to 2% would save you around $1,000 a month, or $12,000 a year.
And there’s another win with your ad spend: Olina’s card spend is interest-free, leaving more money available to keep your profitable campaigns running and put more behind them when they’re working.
We make money from processing fees paid by the platforms, not interest charged to you!
Smooth your biggest ecommerce bills into small, daily, payments with the Olina Drip™ and free up cash to fund ads, inventory and growth.
- Keep profitable ads running
- Increase ad spend when ads are working
- Keep more cash in the business
- Buy inventory without draining cash
- Stop getting hit by lump-sum bills
- Know what leaves your account each day
- Spend less time moving money around
- Keep cash available for your next stock order
- Potentially save $1000s a year on interest payments
Limited spaces | Demo with Olina’s founder | No obligation
Build A Bigger Business
Keep More Cash Working
Instead of reserving tens of thousands for the next lump-sum payment, keep more of that money available for ads, inventory and growth.
Scale Your Winning Ads
Winning campaign? Olina lets you keep investing while ads are working, rather than hitting a card limit and watching a profitable campaign go dark.
Make Cash Flow Predictable
Replace large, irregular payment spikes with daily outflows you can actually plan around, so you know what is leaving the business and when.
Limited spaces | Demo with Olina’s founder | No obligation
See How the Olina Drip™ Could Help Your Business Save Money and Scale
Book a free 15-minute Olina Drip™ demonstration and see how your biggest bills could be reshaped into smoother, interest-free daily payments.
Because every demonstration is personally run by the founder, only a small number of calls are available each week. If you want to see what Olina could look like inside your business, book a slot and speak with us today.
Limited spaces | Demo with Olina’s founder | No obligation
Frequently Asked Questions
Q. How can Olina be interest-free? What's the catch?
There isn't one hidden in the interest rate. For bills that can be paid by card, you pay zero interest. Olina earns processing fees from platforms such as Meta and Google instead. For bills that can't be paid by card, there's one small flat fee rather than an interest rate that grows over time. This means you know what the flexibility costs before you use it, without watching interest eat into your margins.
Q. Why wouldn't I just keep using my cashback card?
You can. But ask yourself what problem the cashback is actually solving. Getting 1%, 2% or 3% back is useful. It doesn't change the fact that a large statement balance can still leave your account at once. Cashback rewards the spend. Olina changes how you have to pay for it. If smoothing a $45,000 bill means you can keep more cash available to scale a profitable campaign, reorder stock sooner or avoid pulling money out of other parts of the business, that flexibility can be far more valuable than a few percentage points in rewards.
Q. I already have good cash flow. Why would I need Olina?
You don't need to be struggling for cash to benefit from having more of it available when an opportunity appears. If you know a $50,000 bill is coming, you may keep $50,000 sitting in the bank waiting for it. That money can't simultaneously be funding your next inventory order or helping you scale an ad campaign that's working. Olina is designed to make the timing of your expenses less restrictive, so more of your cash can stay productive inside a healthy, growing business.
Q. Aren't I still paying exactly the same bills?
Yes. Olina doesn't make the bill disappear. It changes how that bill hits your business. A $45,000 invoice paid in one day requires $45,000 to be available on that day. The same $45,000 spread across 45 days requires $1,000 each day. For the Ad Flex Card, payments can even move with revenue, so stronger sales days pay down more and slower days pay down less. The advantage is not paying less principal. It's preventing one date on the calendar from suddenly swallowing a large chunk of the cash you could otherwise be using to run and grow the business.
Q. What happens on the free 15-minute demonstration?
You'll speak directly with Olina's founder and see how the Olina Drip™ could work with the kinds of bills your business is already paying. You'll be able to ask questions, understand which of the three Olina options could make sense for your business and see what turning your own large payments into a daily drip could look like. There's no obligation to move forward. If Olina isn't a good fit, you'll know. If it is, you'll leave knowing exactly how it could work inside your business and what the next steps would be.
Limited spaces | Demo with Olina’s founder | No obligation